Medical Insurance

Please note that because of the contracts Wayne State University has with the medical insurance carriers, the department of Benefits & Wellness must strictly administer enrollment and termination limits.

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Cost

The university provides a considerable subsidy toward employee and dependent premiums. Click here for Medical Rates

If you are covered by another medical insurance plan, you may choose to receive Cash in Lieu of Medical.

When does coverage start?

Coverage for new hires begins on the first of the month following your date of hire (or on the first of the month if you're hired on the first), assuming all completed forms are received by the HR Service Center within 30 days of your hire date. During a Life Status Change Event, coverage begins on the first of the month following the event, except for newborns, for which it will start on the date of birth. For changes made during our annual Open Enrollment period (the annual opportunity to change coverage which takes place in October/November), the new coverage begins January 1 of the following year.

Who can be covered with you?

You have 30 days to enroll eligible dependents. Read more about who can be covered with you and what documents you must provide.

When does coverage end?

  • If your employment terminates on or before the 14th day of a calendar month, your insurance ends on the 14th day of the calendar month.
  • If your employment terminates on or after the 15th day of a calendar month, your insurance ends on the last day of the calendar month.
  • If your dependent is turning 26, coverage ends at the end of the month in which they turn 26.

University retirees may continue their medical insurance in the WSU group plan. Retiree medical insurance is not a subsidized benefit. Read more about Retiree medical insurance.

Questions? Contact Us!