Medical Insurance

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2019 Active Employee Benefits Handbook

Medical Rates

Comparison of Medical Plan Benefits

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Changes Allowed - IRC Sec.125

Documentation Requirements

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Turning Age 65

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How To Enroll

Please note that because of the contracts Wayne State University has with the medical insurance carriers, the department of Benefits & Wellness must strictly administer enrollment and termination limits.

Click here to view the carrier options.

Click here for enrollment instructions.


The university provides a considerable subsidy toward employee and dependent premiums. Click here for Medical Rates

If you are covered by other health insurance, you may choose to receive cash-in-lieu of coverage.


Coverage for new hires begins on the first of the month following or concurrent with your date of hire assuming all completed forms are received by the HR Service Center within 30 days of your hire date. Our annual Open Enrollment period (the annual opportunity to change coverage) for the medical plans is in the fall with the new coverage beginning January 1 of the following year.

Medical coverage will cease as follows:

  • If your employment terminates on or before the 14th day of a calendar month, your insurance ends on the 14th day of the calendar month.
  • If your employment terminates on or after the 15th day of a calendar month, your insurance ends on the last day of the calendar month

University retirees may continue their medical insurance in the WSU group plan. Retiree medical insurance is not a subsidized benefit.

Questions? Contact Us!