Nine-month employees pay for their medical, dental and vision annual premiums over 18 pay periods. Please read below for various scenarios that may impact your rates.

Paying for Summer Coverage

Summer premiums for medical, dental and/or vision coverage are collected during the calendar year in which the summer coverage is provided. Premiums for the 1st part of the summer (May 15 - June 30) are collected, in advance, during the winter semester starting on pay period 1. Premiums for the 2nd part of the summer (July 1 - August 31) are collected, in arrears, during the fall semester, starting on pay period 17 (see Payroll calendar).

New Entrants in the Fall Semester

All 9-month employees initially enrolling in medical, dental and/or vision benefits in the fall semester will be charged the 12-month rate (which is lower than the 9-month rate) until the last pay of the current year due to not having summer coverage. The 9-month rates will apply (subject to annual rate increases) on pay period 1 of the next calendar year (see Payroll calendar).

If Not Returning in the Fall Semester

If a 9-month employee (including retirees) is not returning for the fall semester, coverage will continue through August 31 unless the employee elects to terminate as of June 30. If you wish to terminate as of June 30, please send an email to aj0584@wayne.edu, by March 15th.

• For coverage through June 30: Deductions will continue as normal until employment ends in May.
• For coverage through August 31: Deductions for the second part of the summer will be collected on a pre-pay basis at the end of the winter semester by taking double the normal deductions on pay periods 8, 9 & 10 (see Payroll calendar).

If we are not notified prior to March 15th and a 9-month employee does not return for the fall semester, coverage will continue through August 31 and premiums for the second part of the summer (July 1 – August 31) will be billed by our third party administrator, Navia Benefit Solutions.