Medical, Dental & Vision Insurance
Medical, dental and vision benefits require that you enroll within 45 days of your date of hire. If you fail to enroll in medical, dental or vision insurance within the 45-day deadline, you will be defaulted to no coverage. You will not be entitled to the Cash in Lieu of Medical benefit or (if you are in an eligible employee group) vision coverage. You will be unable to enroll in a medical, dental or vision plan until the next Open Enrollment period, usually in October, with coverage effective January 1st of the following year. The Benefits Handbook provides helpful information.
Log In to Enroll or Make Changes
Or follow these steps: Log into Academica, Click 'Employee Resources', Click 'Employee Self-Service', Click 'Benefit Plan Enrollment & Changes'. Click here for full instructions
For customer service, call Businessolver's Wayne State Benefits Center: 888-907-1433
- Medical Insurance
The university offers a number of medical coverage options:
- Blue Cross and Blue Shield of Michigan is a traditional "fee-for-service" plan.
- Health Alliance Plan, Blue Care Network, and Priority Health are the three health maintenance organizations (HMOs) available to employees.
- If you are interested in a preferred provider organization (PPO), Community Blue is available.
Comparison Chart of What's Covered
If you are covered by another medical insurance plan, you may choose to receive Cash in Lieu of Medical
- Dental Insurance
All eligible employees are covered by a comprehensive dental insurance plan with the Delta Dental Plan of Michigan. Medical, dental and vision enrollment levels must be the same for each plan (single, two-person or family).
Delta Dental PPO
- Group #: 0007544
- Summary of dental benefits - Group 7544
- Certificate of dental plan benefits (Delta Preferred – Point of Service)
- Stay in network and save money with Delta Dental
Voluntary Dental Plan
If you have not elected WSU medical insurance, you may enroll in the Voluntary Dental Plan at the time of hire, during Open Enrollment, or upon a qualified Life Status Change Event.
Quick Links
- Frequently Asked Questions
- Delta Consumer Toolkit (login required) Find a dentist, verify eligibility, print an ID card, review benefits and claim information.
- Delta Dental Plan of Michigan: Customer Service at 1-800-482-8915
- Delta Dental Claim Form
- Download the App!
- Learn more about Part-time Faculty dental coverage
- Learn more about Retiree dental coverage
Other Helpful Tools from Delta Dental:
Passport Dental
With Passport Dental, Delta Dental enrollees can receive expert dental care when they are outside of the United States through the AXA Assistance worldwide network of dentists and dental clinics.
- Vision Insurance
All eligible employees are covered by a comprehensive vision insurance plan with EyeMed. Vision insurance is bundled (comes with) with medical insurance and enrollment levels must match (single, two-person, or family). For employees without WSU medical insurance coverage, vision is only available as a voluntary election (see below).
Basic Vision Plan
The Basic Plan through EyeMed will automatically be provided to all eligible employees who are enrolled in a WSU medical plan. Note: If you are not interested in a higher level of vision coverage, no action is required. You will remain in the basic vision plan.
Group #: 9730953
Enhanced Buy-Up Vision Plan
Employees have the option as a new employee or during Open Enrollment to upgrade to the Enhanced Buy-up Plan. This plan offers higher eyewear allowances and several lens options covered with no copay as part of the benefit. If you elect the Enhanced Buy-up Plan you must remain in that plan for the full calendar year.
Group #: 9730953
Comparing Basic vs. Enhanced Buy-Up Vision Plans
- Basic and Enhanced Buy-Up Services, Copays and Reimbursements
- Basic vs. Enhanced Buy-Up Cost Comparison
- Example of Basic vs. Enhanced Buy-Up Out of Pocket Costs
Voluntary Vision Plan
If you have not elected WSU medical insurance, you may enroll in the Voluntary Vision Plan (Basic or Enhanced Buy-Up) at the time of hire, during Open Enrollment, or upon a qualified Life Status Change Event.
Voluntary Basic Group #: 9730946
Voluntary Enhanced Group #: 9862145
Quick Links
- Vision Plan Description
- Frequently Asked Questions
- Provider Locator (Choose the "Select" Network)
- EyeMed Out of Network Claim Form
- Learn more about Part-time Faculty vision coverage
- Learn more about Retiree vision coverage
Other Helpful Tools:
- Coverage
Coverage start
Coverage for new hires begins on the first of the month following your date of hire (or on the first of the month if you're hired on the first), assuming enrollment is completed within 45 days of your hire date. During a Life Status Change Event, coverage begins on the date of the event. For changes made during our annual Open Enrollment period (the annual opportunity to change coverage which takes place in October/November), new coverage begins January 1 of the following year.
Who Can be Covered
You have 45 days from your hire date to enroll eligible dependents. Read more about who can be covered with you and what documents you must provide.
Making Changes
Generally, there are two times when you may be able to change your benefits at the university:
Life Status Change
If you are an employee with more than 45 days of service, you may begin, change or cancel your medical, dental or vision coverage during a Life Status Change Event as defined by Section 125 of the Internal Revenue Code and allowed by our plan. The birth of a child, adoption, marriage, divorce, and deaths are some examples of Life Status Change Events. You have only 30 days from the date of the Life Status Change Event to make changes.
Open Enrollment
Generally, medical, dental or vision plan changes are not allowed until the next Open Enrollment (October/November) period without a qualifying Life Status Change Event. Changes to your coverage during Open Enrollment must be completed by the specified deadlines. Read more information about Open Enrollment.
Log In to Enroll or Make Changes
Coverage Ending
Employment Ending
If your employment terminates on or before the 14th day of a calendar month, your insurance ends on the 14th day of the calendar month. If your employment terminates on or after the 15th day of a calendar month, your insurance ends on the last day of the calendar month.
Dependent Turning Age 26
If your dependent is turning 26, coverage automatically ends at the end of the month in which they turn 26.
Divorce
In the event of a divorce, coverage ends for your ex-spouse at the end of the month in which the divorce is granted.
Retiring
University retirees may continue their medical, dental and vision insurance in the WSU group plan(s). For information about when benefits end when retiring, please read the Retiring FAQ. Retiree medical, dental and vision insurance is not a subsidized benefit.
- Cost
Your compensation package includes a sizable investment in your medical,dental and vision benefits. The university pays a large share of the cost of your health insurance. You pay the employee portion through automatic bi-weekly deductions from your pay. There are 24 deductions for 12-month employees and 18 deductions for 9-month employees, per year.
Medical, dental and vision deductions are collected on a prepaid basis. Review the payroll schedule to determine the timing of deductions and the period being collected. Changes in coverage (i.e. adding dependents when a Life Status Change Event occurs) may result in deduction adjustment. Review your paycheck and notify us if you have questions regarding your deductions.Click here for Medical, Dental & Vision Rates
- Contact Us
Coming soon
Contact us when you have changes:
Log in to Businessolver to Make Changes if...
- Your spouse or dependents change (marriage, divorce, birth, adoption, death)
- You change union affiliation or become non-represented due to a job change
- You elected to participate in the university's Cash In-Lieu of Medical option and you lose your other medical coverage
For customer service, call Businessolver's Wayne State Benefits Center: 888-907-1433
Contact the WSU HR Service Center within 30 days if...
- You change your address (you may update your address online using Academica)
- You, your spouse or a dependent becomes eligible for Medicare
- You changed jobs at Wayne State University
- You are laid off
- You are placed on an unpaid Family and Medical Leave, Workers' Compensation Leave or Leave of Absence
When contacting the HR Service Center please have your nine-digit Banner ID (found on your WSU OneCard) available for telephone conversations and include it in all correspondence.
Email: askhr@wayne.edu
Phone: (313) 577-3000
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.