Retirement Savings Plans
NEW! After-tax Roth contributions are now available. The WSU 403(b) and 457(b) retirement savings plans now offer the option to make Roth after-tax contributions in addition to the current pre-tax contributions option. Unlike a traditional pre-tax 403(b), the Roth contribution option allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire. Click here to learn more about Roth contributions.
WSU offers two retirement savings plans. Enroll and make changes any time after your date of hire. Each plan provides value, tax savings, and superior investment options:
- The 403(b) Retirement Savings Plan is offered with University contributions, loan options, and is fully vested after 2 years.
- The 457(b) Retirement Savings Plan is offered to any employee that is eligible for the 403(b) Plan, but does not offer University contributions or loan options.
Retirement@Work Online Portal
Log In to Enroll or Make Changes
Retirement@Work® is an online retirement plan portal that brings all of your 403(b) and 457(b) Plan account information together, regardless of your selected investment provider (i.e. TIAA or Fidelity). With Retirement@Work you can manage your savings online, in one spot, whenever you want, making it easier for you to:
- Track your progress: Get a snapshot of all your investments and view current and past transactions.
- Make informed decisions: Learn more about your retirement plan(s) and use calculators and other tools to help plan for the type of retirement you want.
- Take action: Change your contribution amount or how it's split among your selected investment provider(s).
Log in above or follow these steps:
- Log into Academica
- Click 'Employee Resources'
- Click 'Employee Self Service'
- Click 'Retirement Savings Plan Enrollments and Changes'
Please download this quick guide to get started.
Free Financial Consultations
Consultants from Fidelity Investments and TIAA are available for one-on-one counseling sessions on campus or virtually. To make an appointment, call or go online:
Investment Carrier Contact Information | |
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Click to schedule an appointment on campus or virtually Call to schedule: 1-800-732-8353 | Click to schedule an appointment on campus or virtually Call to schedule: 1-800-642-7131 |