2024 Open Enrollment for Retirees, Long-term Disability & Surviving Spouses

WSU's Open Enrollment for 2024 retiree medical, dental and vision benefits starts November 13! Open Enrollment is the period each year that you may make changes to your medical, dental and vision benefits without a qualified change.

November 13 - December 1, 2023

  • Dental and medical rates have changed for 2024! Vision rates have not changed. View 2024 rates here
  • Coverages have stayed the same for all plans.
  • If you are enrolled but not making changes, no action is required.
  • If you wish to enroll or make a change to your WSU retiree medical, dental or vision coverage, you must submit the necessary forms available in the Resources box by December 1.
  • Enrollments and changes will be effective on January 1, 2024.
  • The new 2024 rates will appear on your January 2024 invoices from our billing administrator, Navia Benefit Solutions.

Retirees, LTD recipients and surviving spouses will be receiving this postcard in the mail soon:

To Enroll or Make Changes

  1. Download forms (see Resources box)
  2. Submit forms by December 1, 2023:
    • Quickest Option: e-mail to: askhr@wayne.eduSecurity Alert: Encrypt your e-mail when sending personal information! To encrypt when sending from a WSU e-mail account: type “#SECURE” in the subject line.
    • Mail to: HR Service Center Attn: Retiree Open Enrollment, 5700 Cass Ave. Suite 3638,  Detroit, MI 48202
    • Fax to: 313-577-0637

You will be billed by our billing administrator, Navia Benefit Solutions. 

Not Making Changes?

If you are enrolled in WSU retiree benefits but not making changes, no action is required. All billing will continue to be handled by Navia Benefit Solutions. You should review the new 2024 rates

It is always a good idea to make sure your address and retiree life insurance beneficiaries are kept up to date with us. You can submit a Life Insurance Beneficiary Designation Form at any time.

Did your address change? Please let us know at askhr@wayne.edu!

Retiree Benefit Options

  • Medical

    WSU offers five retiree medical plan options, including:

    • Blue Cross Blue Shield of Michigan
    • Blue Care Network (HMO)
    • HAP (HMO),
    • and two Medicare advantage plans:
      • Aetna
      • HAP Senior Plus.

    The coverages provided by each plan vary and we encourage you to learn more by reading the comparison chart on pages 18-23 of the Retiree, Surviving Spouse and Long-Term Disability Recipient Benefits Handbook. You will be billed for the monthly premium by the university's billing agent, Navia Benefit Solutions (excluding Aetna). Payments are due by the first of the month for the given month's coverage. Payments not received within 45 days will result in cancellation of coverage.  

    Enrollment forms are in resource box.

    Learn more about WSU retiree medical

  • Dental

    Conditions of Enrollment:  If you enroll in the WSU retiree Delta Dental plan, you will be billed for the monthly premium by the university's billing agent, Navia Benefit Solutions. Payments are due by the ï¬rst of the month for the given month's coverage. Payments not received within 45 days will result in cancellation of coverage. WSU retiree dental coverage MUST continue for a 12-month period based on your enrollment date. If your coverage is terminated for any reason during the 12-month period (due to non-payment or you cancel coverage), you may not re-enroll until the first Open Enrollment period following 12 months from your coverage end date. In order to re-enroll you must first remit all back premiums for the 12-month period in which you canceled previously. 

    Surviving Spouses are not eligible for retiree dental coverage.

  • Vision

    Conditions of Enrollment:  If you enroll in the WSU retiree EyeMed vision plan, you will be billed for the monthly premium by the university's billing agent, Navia Benefit Solutions. Payments are due by the ï¬rst of the month for the given month's coverage. Payments not received within 45 days will result in cancellation of coverage. WSU retiree vision coverage MUST continue for a 12-month period based on your enrollment date. If your coverage is terminated for any reason during the 12-month period (due to non-payment or you cancel coverage), you may not re-enroll until the first Open Enrollment period following 12 months from your coverage end date. In order to re-enroll you must first remit all back premiums for the 12-month period in which you canceled previously. 

    Surviving Spouses are not eligible for retiree vision coverage.

Questions?

Company/Topic Website/E-mail Phone
Medical, dental or vision carrier questions Click here for carrier directory
Billing questions - Navia Benefit Solutions cobrapoint.benaissance.com/ 877-920-9675
General questions for WSU askhr@wayne.edu 313-577-3000