Please find helpful information on various benefits a retiree is offered below. For further information, please refer to the Retiree, Surviving Spouse and Long-Term Disability Recipient Benefits Handbook
- Medical Insurance
You may elect to continue your medical insurance through Wayne State University. You will be billed by the university's billing agent, Navia Benefit Solutions, on a monthly basis at the full group rate. If you are age 65 or older, you will need to apply for Medicare Hospital Insurance (Part A) and Medicare Medical Insurance (Part B) at your nearest Social Security office about three months before your date of retirement. Medicare will be your primary insurance. Your university medical insurance will be secondary. You should provide the HR Service Center with a copy of your Medicare card as soon as you receive it.
The University offers a number of medical coverage options:
- Traditional fee-for-service plan:
- Blue Cross Shield of Michigan (BCBS) (Group #: 007002779-0004)
- Two Health maintenance organizations (HMO):
- Blue Care Network (Group #: 00111308-0005)
- HAP (Group #: 10000664-1001)
- Two Medicare Advantage plans:
- Aetna Medicare Plan (PPO) (Group #: 430700)
- HAP Senior Plus (HMO) (Group #: 1000064-1006)
If You are Retiring
If you are retiring, you may choose to continue coverage with your current medical insurance plan. Please complete the applicable enrollment forms found here on the forms page under the heading "Retiring/Retirees". These forms should be returned to the HR Service Center via mail or faxed to 313-577-0637 at least two weeks prior to your retirement date.
Retiree medical insurance rates apply beginning the first of the month following your date of retirement. You will be billed monthly for your premium by our billing agent, Navia Benefits Solutions.
Please note: If you are 9-month faculty retiring at the end of the Winter Semester in May, the retiree rate will apply beginning September 1.
If you are age 65 or over, please apply for Medicare Part B (Medical Insurance) at your nearest Social Security Office about three months before your date of retirement. The Social Security Office may give you a form to be completed by your employer to verify your retirement and your medical insurance status. Please mail or fax this form to the department of Benefits & Wellness. If we have a copy of your letter of retirement at the time we receive your form, we will be happy to complete the form for you and return it to you for delivery to your nearest Social Security Office. Please remember to send or fax us a copy of your Medicare card showing Hospital Insurance and Medical Insurance when you receive it. We need a copy of your Medicare card to properly invoice you.
Once you have Medicare, please remember that Medicare will be your primary insurance and your coverage through Wayne State University will be secondary. For services the first month after your date of retirement, you will want to show both your Medicare and your medical insurance card to your health care providers. It will make a difference in how they submit your claims.
If You are Already Retired
If you are already retired and turning age 65, we provide you with an opportunity to re-evaluate your university medical insurance coverage. You may change to any of the other university medical insurance plans. If you choose to enroll in Blue Cross Blue Shield, Blue Care Network, or Health Alliance Plan please complete the Retiree Medical Plan Election Form. If you choose to enroll in HAP Senior Plus, please complete the HAP Senior Plus Enrollment Form. Once completed, your enrollment form must be returned to our office. Your new coverage will become effective on the first of the month of your 65th birthday. Please be sure to also provide us with a copy of your Medicare card.
If you wish to enroll in Aetna Medicare Plan (PPO), please complete the enrollment form Aetna Medicare Plan (PPO) Enrollment Form and send the form directly to Aetna at P.O. Box 14088 Lexington, KY 40512-4088.
If you and your spouse are enrolling in either HAP Senior Plus or Aetna Medicare Plan (PPO), you must both be Medicare eligible and each person must complete a separate enrollment form. Please remember: if you cover your spouse on your university medical insurance plan and he/she is under age 65, neither HAP Senior Plus (HMO) nor Aetna Medicare Plan (PPO) will be available to you until you are both Medicare eligible.
If you are enrolling in Aetna Medicare Plan (PPO), you will receive your monthly invoice directly from Aetna.
- Retiree, Surviving Spouse, and Long-Term Disability Recipient Benefits Handbook
- Retiree Medical Rate Schedule
- AARP Insurance & Medicare Web Page
If you decide to terminate your BCBS, BCN, HAP, or HAP Senior Plus medical insurance coverage through Wayne State University, you must send a letter or complete the Retiree Medical Plan Termination Form (pdf) and send to either Navia Benefit Solutions or the HR Service Center. Your insurance will be canceled at the end of the month in which we receive your note. To terminate Aetna Medicare Plan (PPO) coverage, you must communicate your intentions directly to Aetna.
To terminate BCBS, BCN, HAP or HAP Senior Plus: To terminate Aetna Medicare Plan (PPO): Navia Benefit Solutions
PO Box 3961
Seattle, WA 98124-3961
WSU HR Service Center
5700 Cass Ave., Suite 3638
Detroit, MI 48202
Aetna Medicare Advantage Plans
P .O . Box 14088 Lexington, KY 40512-4088
If you no longer have medical insurance coverage through Wayne State University and you are a retiree, you can re-enroll in any of the plans following normal enrollment rules.
If you have any questions please contact our office at 313-577-3000 or firstname.lastname@example.org
- Traditional fee-for-service plan:
- Life Insurance
As a retiree, the university provides you with $2,500 in life insurance coverage. While you are preparing for retirement, this may be a good time to review your life insurance beneficiary designations and update them if necessary. In addition, you may convert a portion of your group life insurance to an individual direct-pay plan. Information about conversion is available here. If you have questions about the procedure or the rates, please call Sun Life Financial at 1-800-247-6875.
- Dental Insurance
Dental insurance is available through Delta Dental. You have a choice of two plans. You can elect to continue your current Delta coverage under federal legislation known as COBRA by paying the full cost plus a small administrative fee. Under COBRA, the length of the benefit is dependent upon your age. If you are under age 65, coverage can extend for up to 18 months or age 65, whichever comes sooner. If you are over age 65, coverage can extend for up to 18 months. Your other choice is to enroll in the retiree Delta Dental plan. There is no time limitation with the retiree Delta Dental plan. With either plan, retirees are billed for the monthly premium by the university's billing agent, Navia Benefit Solutions.
- Vision Insurance
- Voluntary Benefits
Voluntary benefits can be continued during retirement. If you have Liberty Mutual home and/or automobile insurance or long-term care insurance with John Hancock or Trustmark, please contact the respective company two to three weeks before your date of retirement to change to home billing.
- Vacation and Illness Bank Payoff
Employees in certain classifications are eligible for a payoff of their vacation days and one-half of their accumulated illness bank up to a maximum of 30 days' pay. Please refer to your labor contract or the Non-Represented Employee Manual for details. The payoff is included on your last check as an active employee.
- Retiree OneCard
To obtain your Retiree OneCard, which will provide you access to other retiree benefits, please visit or contact the OneCard/Parking Service Center after you have received your last active employee paycheck.
The OneCard/Parking Service Center is located in the Welcome Center on the corner of Warren and Woodward Avenue, Suite 257.
- Parking, E-mail, Tuition & Discounts
Retiree Benefit Contact Information Free university parking (Parking Structures 1-5 & 7-8).
OneCard/Parking Service Center
Continued e-mail access - this is automatically set up for retirees Computing & Information Technology
Discounted rate at Mort Harris Recreation and Fitness Center (RFC) & Matthaei Center
Mort Harris Recreation and Fitness Center
Senior Citizen Reduced Tuition Library Access retiree borrowing privileges Show Your OneCard & Save Discounts Website: https://onecard.wayne.edu/show-your-onecard
- Retirement Investments
For information regarding the various options available to you through TIAA and/or Fidelity Investments, please contact the companies directly. TIAA can be reached at 1-800-842-2776 (New York) or at 1-800-842-2044 (the Southfield regional office) for individual counseling. Fidelity counselors can be reached at 1-800-343-0860. For information regarding Social Security Retirement benefits, you may drop by your local Social Security Administration office, call their toll-free number at 1-800-772-1213, or visit their Web site at www.ssa.gov.
Please contact us if you have questions.