Pet Insurance
Take the stress out of unexpected vet bills. Pet insurance (for dogs and cats) through PetPartners reimburses you for the cost of accidents and illnesses throughout your pet’s life. Worry less and play more!
Coming Soon!
We are pleased to announce that WSU will be offering an open enrollment period to all medical-benefit-eligible employees. This is your annual opportunity to enroll or make changes to your current pet insurance benefits without experiencing a qualifying Life Event.
Open Enrollment: February 24 - March 9, 2025
How to enroll
New hires have the opportunity to enroll within 45 days of their hire date, with coverage going into effect on the first of the month following their hire date (or on the first of the month if hired on the first). Otherwise, employees may enroll within 30 days of acquiring a new cat or dog.
How it works
Two coverage options are available: accident/illness or accident/illness & wellness. Learn more about coverage here
- Enroll in coverage Log in here to enroll
- Visit any licensed vet or clinic
- Pay your vet
- Submit a claim and get reimbursed for eligible expenses Member portal log in
Cost per pay
| 12-Month Employees | 9-Month Employees | |||
|---|---|---|---|---|
| Accident/Illness | Accident/Illness & Wellness | Accident/Illness | Accident/Illness & Wellness | |
| Per Dog | $23.54 | $33.51 | $31.39 | $44.68 |
| Per Cat | $11.99 | $19.74 | $15.98 | $26.32 |
What it covers
- Up to 4 dogs and 4 cats
- Common illnesses
- Emergency treatments
- Broken bones
- Diagnostics
- Rehabilitation & physical therapy
- Prescription medications
- Vaccines
- Surgery
- Toxin ingestion
- Digestion issues
- Cancer and more
Eligible pets
Dogs and cats that are age 8 weeks and older are eligible for coverage. The maximum age to enroll is 10 years (you may be required to submit veterinarian documentation for proof of age). Coverage is not cancelled due to your pet's age.
Exclusions
- Treatment not medically necessary or considered experimental or performed prior to effective date or during a Benefit Waiting Period
- Pre-Existing conditions including, but not limited to a bilateral condition, presenting on one side of body (i.e., a cruciate tear in left leg that showed symptoms prior to coverage period or during a Benefit Waiting Period, a subsequent cruciate tear in right leg will be considered pre-existing)
- IVDD (lntervertebral Disc Disease) if diagnosed, treated, or showing symptoms prior to coverage period or during a Benefit Waiting Period and any further episodes of IVDD or any future occurrence of this condition
- Services not performed by or under direct supervision of a licensed veterinarian
- Conditions related to racing, security, law enforcement, working dogs and organized fighting, including intentional acts, neglect, or deliberate endangerment
- More than one injury per coverage period arising from a repetitive and specific activity or similar activity that has previously occurred (i.e., foreign body ingestion, dog fights and toxin ingestion)
- Missed appointment fees, training, and cost of treatment for failure to follow veterinarian's recommendations
- Natural supplements and vitamins
- Obesity unrelated to an underlying medical condition
- Transportation costs, including but not limited to non-emergency ground or air pet ambulance, and emergency air pet ambulance
- Treatment of breeding, pregnancy, whelping or queening, including complications
- Routine dental
Disclaimer
The information listed above is intended as a convenient summary of pet insurance benefits, effective 4/1/2024. It does not cover all provisions, limitations and exclusions. Administration of the plan’s benefits are administered by PetPartners, and underwritten by Independence American Insurance Company. Eligibility restrictions apply and terms and conditions may apply. See individual policy/certificate for details on coverage, terms and limitations. Pre-existing condition coverage may require a 365-day waiting period. This is a voluntary employee-paid plan.
Please contact PetPartners with questions about coverage:
800-956-2495
mypolicy@petpartners.com