Unpaid Leave of Absence

The following information is intended to address benefits while on an unpaid leave of absence (non-FMLA leave). To make arrangements for the continuation of your benefits in the event you go in an unpaid leave of absence, contact:

Businessolver's Wayne State Benefits Center

Continuing Benefits

All university subsidized benefits will end depending on the start of your unpaid leave:

  • If your unpaid leave starts between the 1st and 14th day of the month, your benefits coverage ends on the 14th day of the month.
  • If your unpaid leave starts between the 15th and last day of the month, your benefits coverage ends on the last day of the month.

You can continue your medical, dental, vision and life insurance by contacting Businessolver at 888-907-1433. You will pay the total premium and be billed by Navia, our Third Party Administrator.

Paying for Coverage

Navia will invoice you monthly for the full month's premium during your unpaid leave until you return to work. Premium payments are due on the first of the month. 

Life Status Changes 

If you experience a Life Status Change (birth, marriage, death, divorce, etc.) while on a leave, you must notify Businessolver at 888-907-1433 within thirty days of the event. If action is not taken within thirty days, changes in coverage are not available until the next Open Enrollment period.

Re-Enrolling After Coverage Ends

If you let your benefits end while on unpaid leave you can restart them while still on leave. Your re-enrollment is subject to the applicable waiting period, which is the first of the month following your request to restart benefits. 

If you let your benefits end while on unpaid leave and do not re-enroll while still on leave, re-enrollment (with university subsidy) when you return from leave is NOT automatic. You must contact Businessolver at 888-907-1433 to initiate the re-enrollment in benefits. If you re-enroll, benefits begin on the first of the month following your return from leave. 

Benefits While on Leave Under the Family and Medical Leave Act (FMLA)

You may continue medical, dental, vision, and life insurance benefits under the same conditions and at the same cost as if you had continued to work. While you exhaust paid-time, any payroll deductions for benefits will continue to occur. Depending on the length of your leave, if all or part of is unpaid, you will either be billed for the employee share of your benefits or the premiums due will be deducted from your paycheck following your return to work. Since FMLA does not cover life insurance, you will be responsible for its full cost (university and employee share). Click here to learn more about FMLA. 

Benefits While Traveling

GeoBlue (formally HTH Worldwide) Medical Benefits Plan is designed for out of country traveling students, staff, faculty and their dependents. More information is available at https://oip.wayne.edu/study-abroad/plan/insurance